Top Rated Mortgage Company In Honolulu

If you have mortgage related questions, we have the answers.

Located on Oahu to Serve the Entire State of Hawaii

Why You Should Choose Hawaii Mortgage Company

The biggest worry most consumers have with using a lender found on the internet is the lack of local knowledge about Hawaii's unique properties. Hawaii Mortgage Company, located on Oahu, has the know how and expertise to finance any type of property. If you are considering a Condominium-Hotel, Vacation Property, Vacant Land, Construction, a Residential Condominium, Multi-Unit Property, or a Single Family Residence, we have the financing available for you.

How much do you qualify for?

No Obligation. No Credit Check.

$2 Billion

in loans funded to date

28-DAY

average closing

99.8%

customer satisfaction rate

Experience is as Important as Rate

Everyone wants the best rate possible.  Hawaii Mortgage Company has offered extremely competitive rates for over 26 years.  When you are comparing rates from various lenders, are you also comparing their experience, understanding, and knowledge of your transaction?  Would you feel confident letting someone from a call center on the mainland be in charge of your financing?

At Hawaii Mortgage Company our professional local staff is located here in the islands to service our home state.  Our seasoned mortgage professionals knew that the mid-2018 eruptions on Hawaii island didn't affect the entire island.  We know where flood zones are.  We know how to deal with issues of unpermitted additions - so prevalent in Hawaii.

Experience is also critical

When dealing with income and employment, having your income calculated wrong could result in a denied application.  You may think your income is simple and straightforward, but if you collect overtime, commissions, or bonuses, there's a high degree of certainty that an inexperienced mortgage person will get it wrong.  If you are self-employed, the chances your income will be calculated wrong is even higher.  Hawaii Mortgage Company has the experience and know how to calculate your income  correctly, eliminating issues during underwriting.

Your choice in lending should be the lender with the best rates and the most local experience.  For over 26 years, Hawaii Mortgage Company has led the mortgage industry in Hawaii in both categories.  Check out our rates, then discover why Hawaii Mortgage Company consistently earns exceptional reviews from the people we provide financing to.

Agents

Quick Custom Quotes & Streamlined Loan Experience

Experience fast, personalized quotes and a fully streamlined online loan application and approval process.

Apply Now

With Hawaii Mortgage Company, the loan approval process has never been as easy. A variety of secure and convenient application options are offered.

Recommended Agents

These are Real Estate Agents that we work with and trust to provide you with the same level of service you have come to expect here.

Loan Options

We offer mortgage loans for both purchase and refinance transactions and have a variety of options/programs to help you with your transaction.

Our clients are the foundation of our success

  • This was the 5th mortgage for which we engaged Alan and his Hawaii Mortgage Team. As with the others we had excellent experience. We had a complicated situation... read more

    David Shanahan Avatar David Shanahan
    September 2, 2025

    Alan and his team were informative, communicative, and efficient when we got our mortgage for our condo in Maui. Alan was creative in helping us get the right rate and... read more

    Lisa Noste Avatar Lisa Noste
    August 28, 2025

    My wife and I used Alan's services to secure the mortgage for our house and then refi that mortgage a couple of years later. He got us an amazing rate... read more

    Ikaika Kahoano Avatar Ikaika Kahoano
    August 4, 2025

    Alan with Hawaii Mortgage really knows his stuff. Every time I call him he listens and comes up with financing solutions for me and for friends :::))) When we first... read more

    James Spinello Avatar James Spinello
    May 4, 2025
  • I was a first time home buyer and Alan and his team made this such an easy process. I had been sending offers for months and Alan was always quick... read more

    Ginger Avatar Ginger
    May 4, 2025

    1000% RECOMMEND Alan and HMC for mortgage loan. As a first time home buyer, I was having a nightmare experience with another lender and was already under contract. I reached... read more

    Derick Taylor Avatar Derick Taylor
    April 12, 2025

    Great service, detailed information and made the process easier to understand.

    Reynerio Morales Avatar Reynerio Morales
    April 4, 2025

    Great outfit to get my codo-tel squared away and approved for purchase .It was especially tougher as my primary residence is on the east coast in New Jersey. Alan’s entire... read more

    William Thresher Avatar William Thresher
    April 4, 2025
  • Top notch insiights in all real property and general knowledge areas.

    BOB PILA Avatar BOB PILA
    April 4, 2025

    Alan van Zee did an awesome job refinancing our loan! very communicative, professional and helpful. He got us the best rate and walked us thru the whole process..... read more

    Crystal Puu Avatar Crystal Puu
    April 4, 2025

    We had an exceptional experience working with Alan on our home purchase in 2022. As interest rates began skyrocketing, Alan acted quickly and strategically, securing us a rate far better... read more

    Gary Wells Avatar Gary Wells
    April 4, 2025

    We utilized Alan and Hawaii Mortgage Company for a purchase on the big island of Hawaii. Very professional, knowledgeable, and great customer service. They have our highest recommendation!

    Terry Steckman Avatar Terry Steckman
    April 4, 2025
  • Alan and his team are consummate professionals So attention to detail and handling all paperwork is done correctly However, most important is Alan‘s ability to tune in to what I needed what... read more

    Laura Greenwood Avatar Laura Greenwood
    April 4, 2025

    Alan is very resourceful, and keeps his eye glued to the mortgage market. His weekly email about ownership issues helps me not only know when an opportunity to refinance... read more

    Braxton Tabb Avatar Braxton Tabb
    April 4, 2025

    Alan along with his staff have helped me with financing my home. They not only provide options for loan companies but also pros and cons of choosing them. They also... read more

    lee castonguay Avatar lee castonguay
    April 4, 2025

    The people at Hawaii Mortgage Company were always helpful and forthright. I enjoyed working with them when I was refinancing my home.

    David Giuliano Avatar David Giuliano
    April 4, 2025
  • Alan's knowledge of real estate, the financial world, mortgages and people make him the top broker in Hawaii and well worth being your first phone call! He is simply... read more

    Mark Laska Avatar Mark Laska
    April 4, 2025

    Alan and his team are extremely knowledgeable. More importantly, they are responsive to inquiries on various topics because our transaction involved some unique circumstances. They made our transaction back in... read more

    W L Avatar W L
    April 3, 2025

    This is the second time Alan has assisted us and both experiences have been exceptional. Alan has consistently been pleasant, informative, and clear in explaining the process. He is straightforward... read more

    g dagz Avatar g dagz
    March 24, 2025

    Great to work with. Stayed in touch in a timely manner. Kept me well informed and made the transition as smooth as possible. I would work with them again.

    Elaine Bridge Avatar Elaine Bridge
    March 22, 2025
  • Five years ago, Alan Van Zee and his staff provided highly professional and expeditious service to refinance my home mortgage in minimal time with no disruptive issues or delays.

    Frank Araki Avatar Frank Araki
    March 22, 2025

    Alan and his team were fantastic from beginning to end. My circumstances were less than ideal and they were able to make it happen! They will always be my first... read more

    Teechan 64 Avatar Teechan 64
    March 21, 2025

    Alan helped us finance the purchases of 2 vacation rental condos in Kauai. He and Maura worked hard to make sure the finance process went smoothly and closed on... read more

    grundmanr Avatar grundmanr
    March 21, 2025

    Alan and Maura helped me with an original mortgage years ago. It was so painless that I knew that’s where I’d go if I ever needed financial help again.... read more

    Dianne Ige Avatar Dianne Ige
    March 21, 2025